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What do I need to know about fixed monthly repayments?

We want to make it as easy as possible for you to find the information you need, so we've gathered a list of frequently asked questions about fixed monthly repayments.

What is the criteria I have to meet for a Health Loan?

You will need to be aged between 18+ (when the agreement ends) to apply for a loan with Chrysalis Finance.

We provide loans from £350 to £50,000, your chosen Circle Health Group hospital will confirm the cost of your treatment or procedure.

Circle Health Group offers loan terms of 10 months to 60 months. Once you apply for a loan, the relevant terms applicable to your chosen hospital will be made available for you to consider.

Once you apply for a loan, the relevant options applicable to your chosen Circle hospital will be made available for you to consider.

This will certainly make it easier for you to get a Chrysalis loan. All loans are subject to status and Terms and Conditions, if you have concerns over your credit history we would suggest you contact a credit reference agency for more information.

To be eligible to apply for a loan, you will need to have been a permanent UK resident for at least the last 3 years.

It is not necessary for you to be a homeowner to apply for a Health Loan.

Yes you can, you would need to be have been trading a minimum of one full tax year.

The following: silicone face injections, polyacrylamide gel injections, synthetic permanent dermal fillers, laser treatments in relation to hair growth, brazilian butt lifts (BBL), IVF Treatment, oncology treatment, genital modification including labiaplasty and collagen or hyaluronic acid.

When submitting an application for finance you will need to provide your EMPI Number, full name, date of birth, 3 years address history, 3 years employment history, income/expenditure details and bank account information.

Before applying you will need to have chosen the hospital that will complete your procedure and have had a consultation with them to ensure you are making an informed decision and understand the true cost of your procedure.

With online applications we aim to provide you with a decision instantly.

This highlights mandatory fields which you must complete before moving onto the next question on the application. The system will highlight in green when completed correctly.

If incorrect details have been provided on your application, please contact our application department on 03330 058 501 and they will be able to assist. This may result in a new application being submitted.

What happens when I am approved?

We will not pay you directly. Chrysalis Finance lender will pay your chosen Circle Health Group hospital directly.

We will need to know the date that your procedure is due to take place, as this will be an indicator for when the funds will be released to your chosen Circle Health Group hospital.

This is an online process which enables the documents to be signed electronically.

We will always give you a minimum of 30 days’ written notice of your first payment by sending you an Advance Notice of Set Up of a Direct Debit Instruction which sets out the payment amounts and the collections dates.

The lender will endeavour to amend the repayment date to more suitable date for you. You can call them directly 03330 058 501.

You can contact the lender directly to change you details, 03330 058 501

You can call the lender directly to change your details, 03330 058 501

All applications have a 14 day cancellation period from date activation. If you wish to cancel and are within the 14 days please contact us or e-mail us on [email protected].

What happens if I am declined?

Like many responsible lenders, we take into consideration your personal circumstances, previous account conduct and credit history. If your application has been unsuccessful we will be unable to provide the finance on this occasion.

You will now need to speak to your chosen hospital for your other payment options.

Other Important Information

Chrysalis are an agent for Shawbrook Bank who is the Lender. Direct debits are collected by Shawbrook Bank.

Chrysalis are an broker for Omni Capital Retail Finance Ltd who is the Lender. Direct debits are collected by Omni Capital Retail Finance Ltd

Chrysalis Finance is a long-established business that operates in conjunction with hospitals and clinics across the United Kingdom. We provide specialist finance to patients that enables them to access a wide range of private healthcare procedures and treatments. Finance is arranged through Chrysalis Finance Limited, registered at 1 Worsley Court, High Street, Worsley, Manchester, M28 3NJ. Chrysalis Finance Limited is the broker, Omni Capital Retail Finance Ltd is the lender. All parties named here are authorised and regulated by the Financial Conduct Authority. Credit acceptance is subject to application and status. Terms and conditions apply.