Paying for your own private treatment

The main benefit of paying for yourself is that it gives you easy access to private medical care.

Whatever medical condition you have and whatever treatment you need, you can simply pay for it using your own money.

This is not true of private health insurance cover, which generally will not pay for pre-existing medical conditions (for example heart disease or diabetes) or cosmetic surgery, for example.

In fact, many people with private medical insurance will still use our self-pay services for access to private treatments that aren't covered by their plan. Using self-pay does not affect your private health insurance plan or premiums in any way.

If you choose self-pay, we will put together a fixed-price package that covers any treatment you need as well as follow-up appointments and aftercare.

You'll pay for your initial consultation (and any diagnostic tests done at this time) separately, but once we have reached a diagnosis and devised your personalised treatment plan, a fixed price will be confirmed to you in writing.

This means you will know exactly what you have to pay before you agree to have treatment with us, and you won't experience the nasty surprise of unexpected costs later on.

We work with Chrysalis Finance to offer flexible payment plans, meaning you can get a loan that covers the costs of your treatment at any of our hospitals.

You can spread the cost of treatment over a period to suit you, making for monthly instalments that are easier to manage. Find out more in the section below. 

At Circle Health Group, we put a real focus on aftercare and rehabilitation to support our patients in making the fastest and fullest recovery possible.

If you choose one of our self-pay fixed-price packages, you'll get six months' aftercare included. So you can focus on getting better without worrying about hidden or unexpected costs popping up down the line.

You don't have to leave the National Health Service behind just because you pay for a private consultation or procedure. Using private healthcare has no effect whatsoever on your status as an NHS patient.

Many people choose to move between private and state healthcare, and neither Circle Health Group nor the NHS have any problems with you doing the same.

We offer flexible payment plans that can help you to spread the cost of your private treatment. If you don't want to pay all at once, you can split the price into more manageable monthly instalments.

We do this via loans, which we offer in partnership with Chrysalis Finance.

You can spread the cost of treatment across a period to suit you, from 10 months to five years, with interest-free credit for the first 10 months.

Find out everything you need to know about our flexible payment plans.