Spread the cost of private treatment - 0% finance options available
We offer flexible payment options via Chrysalis Finance, making private healthcare more accessible than you'd think.
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Why choose flexible payment options?
If you are paying for your own treatment, we offer flexible payment options that can help you spread the cost of private healthcare.
Circle Health Group's self-pay prices are very competitive, but many people prefer to pay in monthly instalments.
To see examples of what these instalments might be, you can use our Chrysalis Finance calculator.You can choose a repayment time period to suit you, from one to five years. If approved, you can take advantage of interest-free credit when you choose a 10-month plan, or 14.9% APR if you pay over a longer period.
Think of it as pay-monthly private healthcare, here to allow you to go private when you need to without having to pay all in one go.
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Fixed term loans with Chrysalis Finance
A fixed-term loan provided by Chrysalis Finance allows you to pay for your treatment in monthly instalments that can be spread over a time period to suit you.
- Interest free monthly repayments when spread over a 10-month period
- You can choose to spread the cost over a period of up to five years. 14.9% APR will apply if the loan is taken out for more than a 10-month time period
- You can borrow as little as £350 and up to £25,000 (subject to eligibility)
- A simple application process with an instant decision
Find out how much you can borrow with our fixed term payment calculator.
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How to apply
At point of application you will be directed to a portal powered by Chrysalis Finance. You will need your 8-digit Patient ID number (also referred to as your EMPI number), which can be found on your email, text or letter appointment confirmation.
To complete the application you will need the following:
- Your EMPI number (provided within your appointment letter or text confirmation)
- Your regular monthly income
- Your address for the past three years
- Your current account bank sort code and account number
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To be eligible for a loan you must:
- Have had a consultation with us
- Be aged 18+
- Be in employment or have a regular income (i.e a pension, rental income etc)
- Have a personal current account
- Be a UK resident
Frequently asked questions
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Chrysalis Finance will offer loans of anything from £350 and up to £25,000. Your Circle Health Group hospital will tell you how much your treatment will cost.
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When we were called BMI, we used to offer a BMI finance card, also known as 'the BMI card', which was another way to spread the cost of your treatment with us. We now only use Chrysalis Finance, which offers the same great rates and flexibility, and has an even easier application process.
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The cost of your monthly instalments will depend on what treatment(s) you need and the length of time you choose to pay back your loan over. You can use the Chrysalis Finance calculator to help you get an estimate of costs.
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Below is a list of treatments that we are currently unable to offer finance on:
- Silicone face injections
- Polyacrylamide gel injections
- Synthetic Permanent Dermal Fillers
- Laser treatments in relation to hair growth
- Supplements and vitamin IV treatments
- Brazilian Butt Lifts (BBL)
- Standalone fat transfer procedures over 250ml
- Semi-permanent makeup and tattooing
- Pregnancy Terminations
- Fertility Treatment IVF Treatment
- Oncology treatment
- Gender Reassignment (Sex Reassignment Surgery)
- Genital Modification
- Clinical Depression (Major Depressive Disorder)
- Self-induced addiction (Alcohol & Drug Addiction)
- Collagen/ Hyaluronic acid
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Chrysalis Finance is a long-established business that operates in conjunction with hospitals and clinics across the United Kingdom.
They provide specialist finance to patients that enables them to access a wide range of private healthcare procedures and treatments.
Finance is arranged through Chrysalis Finance Limited, registered at 1 Worsley Court, High Street, Worsley, Manchester, M28 3NJ. Chrysalis Finance Limited is authorised and regulated by the Financial Conduct Authority. www.chrysalisfinance.com [chrysalisfinance.com]. The provider of a payment scheme which is not offered through or by Chrysalis Finance Limited may not be so authorised and regulated.
Read our full list of answers to frequently asked questions about fixed monthly repayments.
Loans are subject to status, terms and conditions apply. Circle Health Group Limited is authorised and regulated by the Financial Conduct Authority. Circle Health Group Limited is a broker, not a lender.
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Spread the cost of your treatment: Repayment calculator
Use our calculator to find monthly payment options that work for you.
The healthcare journey explained
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Private healthcare is more accessible to the average person than ever before.
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Your treatment plan
Learn about the process of having treatment with us, from start to finish.
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Diagnostic testing
Diagnostic tests help our medical team get a clearer picture of your health.
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Aftercare and recovery
Effective recovery at home involved following our customised aftercare plan.